Is your A.T.M. Extraction Off

”What comes on people to pay a double fee for using ATMs and this is not always any additional advantage back,’’said Senator Alfonse D ‘Amato, Republican of New York, heads the Senate Banking Committee and said he was soon federal law, the ban supplements. ”This is simply not fair.”His first bill on the prohibition of supplements are not reached by the Committee in May 1996.

In all cases, the fee for a dollar or two turns in large males for banks. Over the next 12 months, banks could ring in $ 1.9 billion of revenue from supplements according to the United States Public Interest Research Group, an organization defending the rights of consumers in Washington. That’s more than the year 1996 a turnover of the Adolph Coors Company.

Thus, money is flowing faster in the ATM’s maybe even grinding wheat for pyramid schemes. Hundreds of investors, Germany schnappte shares of the machine to discover months later, they were deceived by the Securities and Exchange Commission.

Last October, at the request of the SEC, a federal judge place the leadership of the Western Group and Cash Systems Inc. USA, both Gilbert, Arizona, bankrupt, after both companies have been accused by the SEC of beschwindelnd more than 100 investors of $ 4.5 million.

Western Executive was said by the SEC to have, gives investors full ownership of the Off-site ATM’s at prices ranging up to $ 24000 each with promises of 17 percent to 20 percent annual return more than five years. But money is not A.T.M. Earnings, they came from new investors, the SEC said. Western Executive bought 119 ATMs and configuration of 41 of them, but only a handful of beneficiaries has been, the SEC said.

Charles R. Rietz, the former president of Western Executive, which controls Cash Systems, said the company did nothing wrong. According to Rietz, Western Executive ATMs sold $ 203 to 23000 copies. And he said that Unternehmen”hatte some internal problems, companies could they have been established on the basis of an internal, but the SEC chose to see something sinister in our development.”

A civil trial is scheduled for early next year.

”The fact that we A.T.M. Supplements creates an opportunity for income,’’said David Bassham, a lawyer for the SEC-Los Angeles office. ATM systems”are a new type of fraud for us.”

Legislators and monitoring groups are concerned about the impact of new taxes on the nation 11867 credit unions. Since many unions, funding only a distributor of tickets, more information about their customers are likely to visit other ATMs banks. The groups fear that a large number of syndicated loans after their accounts in banks or savings banks, large ATM networks. This could already crippled some low credit unions, a virtual monopoly of large banks in certain markets.

”One thing that is not good for consumers for large banks increasingly small and, for small,’’said Gail K. Hillebrand, a lawyer in San Francisco for Consumers Union, the Washington-based Consumer Advocacy - Group. Less de”joueurs on the market for consumers, by the grace of these great players.”

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