Discount health plan Be careful when too much to be true plans
Editors Note: The following is part two of a series two parts.
Whether you call it “The health-reduction plan,” Member of advocacy programmes “or” savings schemes-health, “a word that is invoked by the agencies control is the” suspect “.
The restoration plans have begun in the last two years and appears to have changed since the spring of 2003, after the North Carolina Department of Insurance (DOI).
The classic pitch is by fax, but there are also e-mail and roadside checks and announcements, a trend that consumer concerns, it has some features multi-level marketing, which resembles a pyramid scheme.
Chrissy Pearson, the DOI, director of Public Information, said those plans off the “very, very near the intersection of line to ask” insurance. “We can take measures, if they cross. ”
Pearson said the DOI creates an “unauthorized entities Unit” in the fight against trafficking unlizenzierter insurance or distribution, but these enterprises Rock regulation by the call, other names, although they are often the right to work Such as insurance, while less than pay benefits.
Indeed, they really do not pay benefits, such as checks with local health providers were regarded as members of these groups networks.
“We do not know if someone receives beneficial for everyone,” said Pearson. “Our biggest concern is the man to purchase with the idea that on insurance, especially with people who are dismissed or go in the economy, for himself and seeks ways to reduce their costs of health. ”
Pearson said the same answer, by fax to the office of the DOI. The division reports from consumers about the alleged reduction plans. “It is technically legal, as long as it is not wrong itself,” she says. “This is not a product, we propose to use people.”
Companies are usually entitled to a network of doctors, hospitals, pharmacists, dentists and others, are given to patients to the company.
All members, on the network or have never heard of the company or not to offer discounts to plan members.
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